Author: Noah (Noah )

Canadian retirees holding RRSPs and RRIFs face a rule most never plan for early enough. Once a Registered Retirement Savings Plan converts to a Registered Retirement Income Fund, the government sets a minimum withdrawal amount each year. That amount rises with age, regardless of what the market is doing. This week offered a clear example...

Second quarter bank earnings begin this week, with several major U.S. financial institutions set to report results in the coming days. Investors will parse loan growth, deposit trends, and credit conditions closely. But a different question is drawing attention among high-net-worth clients: where exactly their assets sit within a financial institution’s structure. A recent intelligence...

Retirement income used to follow a simple script. Draw from stocks in good years, lean on bonds when markets wobble, and keep a small cash buffer for emergencies. That script is getting rewritten. On July 13, 2026, gold traded near $4,001 per ounce, down almost 3 percent on the day.  The S&P 500 sat near...

Monday’s market action offered a compact lesson in correlation risk. The S&P 500 fell about 0.4 percent while the Nasdaq Composite dropped closer to 0.9 percent, pulled down by a memory chip selloff that began overseas.  At the same time, gold slid nearly 3 percent to around $4,001 per ounce, and oil jumped roughly 5...

A steep selloff in semiconductor stocks this week left many investors facing an uncomfortable choice.  The Nasdaq Composite slid close to 0.9 percent on Monday, and several major chip names fell far more sharply after a record single-day drop of over 15 percent in a leading Asian memory chip producer. For an investor who needs...

This week’s plunge in IBM stock stands out as one of the sharper single-day technology losses in some time.  Shares lost close to a quarter of their value after management flagged a coming earnings shortfall, pointing to softer orders across its software and infrastructure units. Pressure from that decline showed up directly in the Dow...

Second quarter bank earnings began rolling in this week with results that varied sharply from one institution to the next.  Goldman Sachs posted earnings of $20.98 per share, far above the $14.48 analysts had expected. Citigroup beat revenue estimates as well, reporting $24.77 billion against a forecast of $23.74 billion. Meanwhile IBM shares tumbled roughly...

June inflation data released this week came in well below expectations, with the Consumer Price Index falling a seasonally adjusted 0.4 percent for the month, the largest monthly decline in more than six years.  The annual inflation rate eased to 3.5 percent, below the 3.8 percent economists had forecast. The S&P 500 rose on the...

Second quarter bank earnings dominated headlines this week, with Goldman Sachs, Citigroup, Wells Fargo, JPMorgan Chase, and Bank of America all reporting results, alongside Morgan Stanley, BlackRock, PNC Financial Services, and Bank of New York Mellon later in the week. Strong results at several major banks might suggest lending conditions remain healthy. A senior advisor...

Bank earnings season delivered a striking range of results this week.  Goldman Sachs posted earnings of $20.98 per share against expectations of $14.48, while Citigroup reported revenue of $24.77 billion against a forecast of $23.74 billion. Wells Fargo, JPMorgan Chase, and Bank of America also reported this week, giving investors an unusually full picture of...